Free 15-minute consultationDEBT LAWSUIT DEFENSE • DALLAS-FORT WORTH
If you have been sued over a consumer debt, such as a credit card balance, auto loan, personal loan, medical bill, or another household debt, experienced legal help can protect your time, explain your options, and move your case toward a resolution.
Flat fees start at $500. View fees and payment plans
DEBT LAWSUIT DEFENSE · FLAT FEE SCHEDULE
Know what your defense will cost before you hire us. Your flat fee is based on the amount the creditor or debt collector is suing you for.
Hourly legal fees can run several hundred dollars per hour, with costs growing for each call, letter, and court appearance. At Logie Law Firm, PLLC, one set price covers your lawsuit defense. No running meter and no surprise invoices for the work covered by your flat fee.
| Amount sued for | Flat fee | Payment plan |
|---|---|---|
| $3,000 or less | $500 | Paid in full when you hire us; two $250 payments available if needed. |
| $3,001 – $4,000 | $850 | 10 monthly payments of $85 |
| $4,001 – $5,000 | $1,000 | 10 monthly payments of $100 |
| $5,001 – $7,000 | $1,250 | 10 monthly payments of $125 |
| $7,001 – $10,000 | $1,500 | 10 monthly payments of $150 |
| $10,001 – $12,000 | $1,750 | 10 monthly payments of $175 |
| $12,001 – $14,000 | $2,000 | 10 monthly payments of $200 |
| $14,001 – $16,000 | $2,250 | 10 monthly payments of $225 |
| $16,001 – $28,000 | $2,500 | 10 monthly payments of $250 |
| Over $28,000 | Quoted individually | Discussed at your free consultation |
For lawsuits over $28,000, your fee is quoted individually and payment arrangements are discussed at your free consultation.
Your flat fee covers representation in your lawsuit from start to finish, beginning with filing your answer and continuing through trial if your case gets that far.
Copies, printing, postage, mileage, parking, and faxes are built into your flat fee. We do not bill those everyday office expenses separately or itemize them on a bill.
We know a debt lawsuit often comes when money is already tight. For lawsuits over $3,000, you do not have to pay the full fee upfront; you can spread it over ten monthly payments, as shown above. For lawsuits over $28,000, payment arrangements are discussed at your free consultation.
For lawsuits of $3,000 or less, the $500 fee is paid in full when you hire us. If you need flexibility, you may split it into two payments of $250.
This schedule applies only to defending a lawsuit. It does not cover any appeal or bankruptcy representation.
An appeal by either side after trial, a counterclaim, or another claim filed in the case may involve additional attorney’s fees, court costs, or filing fees. We will discuss any additional costs with you before moving forward.
Katelyn C. Logie, Attorney at Law · Logie Law Firm, PLLC
SELF-HELP, AI & LEGAL REPRESENTATION
Some people choose to defend a debt lawsuit on their own, and occasionally it turns out well. Self-help materials and AI can be useful for learning legal terms, organizing questions, and getting a basic overview. But a favorable result is never guaranteed. Texas law is more complicated than it may first appear.
There may be defenses, exceptions, evidentiary problems, or procedural options that a person does not know to raise. AI is not usually reliable with legal nuance and exceptions. It cannot review a case the way an experienced lawyer can, and it definitely cannot tell you what a particular judge is most likely to do with your case.
We know the courts, their local rules, and the practical details that are rarely captured in a generic answer. We have seen firsthand how DFW Justice of the Peace judges manage their courtrooms and evaluate debt cases. That experience can shape strategy from the answer deadline through resolution.
MEET THE ATTORNEY
Owner and Managing Attorney, Logie Law Firm, PLLC
Attorney Katelyn Logie has handled thousands of debt defense cases throughout Texas. She understands that a debt lawsuit can create stress for an entire family, not just the person named in the court papers.
Her approach combines courtroom experience with clear, practical advice. She is passionate about helping clients protect their time, understand their choices, and move forward with dignity.
CASES WE DEFEND
The identity of the plaintiff, the history of the account, and the documents offered as proof can all affect the defense.
Claims involving an unpaid credit-card account, brought by the card issuer or a company that later purchased the account.
Learn more about this type of case →A lawsuit filed by the business that originally extended credit, such as a bank, lender, medical provider, or service company.
Learn more about this type of case →A company buys an account from the original creditor and then sues to collect it. Ownership and account records can matter.
Learn more about this type of case →After a vehicle is repossessed and sold, a lender may sue for the claimed balance remaining after the sale proceeds are applied.
Learn more about this type of case →A bank, finance company, online lender, or debt buyer may sue over an allegedly unpaid installment or signature loan.
Learn more about this type of case →A provider or collection company may seek payment for medical care, utilities, rent-related charges, or other services.
Learn more about this type of case →WHO MAY BE SUING YOU
Debt buyers purchase accounts from original creditors and may file lawsuits in their own names. These companies frequently appear in credit card, personal loan, auto deficiency and other consumer debt cases.
A company's name on your papers does not prove that the amount claimed is correct or that the company has the evidence required to win. Every case should be evaluated individually.
SERVING THE DALLAS-FORT WORTH AREA
Logie Law Firm represents debt lawsuit defendants throughout the Dallas-Fort Worth region, including Justice of the Peace, county and district courts in the following communities.
Dallas, Addison, Balch Springs, Carrollton, Cedar Hill, Coppell, DeSoto, Duncanville, Farmers Branch, Garland, Grand Prairie, Highland Park, Hutchins, Irving, Lancaster, Mesquite, Richardson, Rowlett, Sachse, Seagoville, Sunnyvale, University Park and Wilmer
Fort Worth, Arlington, Bedford, Benbrook, Colleyville, Crowley, Euless, Everman, Forest Hill, Grapevine, Haltom City, Haslet, Hurst, Keller, Kennedale, Lake Worth, Mansfield, North Richland Hills, Saginaw, Southlake, Watauga and White Settlement
Allen, Anna, Celina, Fairview, Farmersville, Frisco, Lavon, Lucas, McKinney, Melissa, Murphy, Parker, Plano, Princeton, Prosper and Wylie
Denton, Argyle, Aubrey, Carrollton, Corinth, Flower Mound, Frisco, Highland Village, Justin, Krum, Lake Dallas, Lewisville, Little Elm, Northlake, Pilot Point, Roanoke, Sanger, The Colony and Trophy Club
Waxahachie, Ennis, Midlothian, Red Oak, Ovilla, Glenn Heights, Ferris, Palmer and Italy
Kaufman, Forney, Terrell, Crandall, Combine, Kemp, Mabank, Scurry and Talty
Rockwall, Fate, Heath, McLendon-Chisholm, Royse City and Rowlett
Cleburne, Burleson, Joshua, Alvarado, Keene, Grandview and Godley
Weatherford, Aledo, Hudson Oaks, Willow Park and Springtown
Greenville, Commerce, Caddo Mills, Campbell, Celeste, Lone Oak, Quinlan, West Tawakoni and Wolfe City
Decatur, Bridgeport, Rhome, Boyd, Aurora, Chico, Newark, New Fairview and Paradise
Do not see your city listed? Contact the firm to confirm whether representation is available in your court.
TEXAS JUSTICE COURTS
$20,000Justice of the Peace courts have jurisdiction to hear civil cases for up to $20,000.Most credit card debt lawsuits are filed and heard in Justice of the Peace courts because the amount claimed is under $20,000.
“SMALL CLAIMS” HAS CHANGED
Texas Justice of the Peace courts hear debt claims up to $20,000. These courts are often still called “small claims courts,” although Texas now treats small claims and debt claims as distinct case types under the Justice Court rules.
Ignoring the lawsuit can lead to a default judgment. A creditor with a judgment may pursue post-judgment collection, which can include garnishment of a non-exempt bank account. Texas law protects certain property and funds, and the result depends on the source and status of the money.
Once Logie Law Firm is hired, the client usually does not need to miss work, step away from daily responsibilities, or take time away from family to attend routine hearings. We appear for our clients when the rules and court permit and tell them clearly if their personal attendance is required.
FAMILY • DIGNITY • COMMUNITY
Financial strain can affect a person's work, family, health, and sense of stability. Attorney Katelyn Logie is passionate about helping clients who are struggling with debt understand the legal process and face a lawsuit with dignity.
Strong communities depend on people having access to clear information and meaningful legal help. Our goal is to reduce the burden of litigation, protect your time for the people and responsibilities that matter, and help you make informed decisions about your case.
HIGHER-DOLLAR CASES
When a creditor sues for a higher dollar amount in a county or district court, hiring a lawyer can be especially helpful. Pleading standards, electronic filing, service, discovery, motions, evidence, and deadlines are generally more complicated than in Justice Court.
A missed deadline or incomplete filing can change the course of the case. Early review gives your attorney more options.
Have your court documents reviewed →POSSIBLE OUTCOMES
The plaintiff may dismiss the lawsuit when the evidence, procedure, or economics of the case do not support moving forward.
The parties may agree on a reduced amount, payment terms, or another resolution tailored to the case.
Some matters resolve through a written court judgment with negotiated terms. The consequences should be understood before signing.
When the dispute cannot be resolved, the court may decide whether the plaintiff proved its claim and what, if anything, is owed.
Past results do not guarantee a similar outcome. Every case is different.
FREE 15-MINUTE CONSULTATION
The initial 15-minute consultation is completely free. Have every document you received from the court handy when we speak, including the citation, petition, hearing notice, and any deadline shown.
Please note: Logie Law Firm does not handle bankruptcy cases or student-loan debt cases.